Mybalancenow.com Visa – Check My Target Gift Card Balance.
This is how you log in and check your Target Visa Card balance and activate your Target Gift Card on Mybalancenow.
What is Mybalancenow?
Mybalancenow.com serves as a platform that enables users to ascertain the balance of their Visa gift cards, review their transaction history, and manage their account preferences. This website is under the ownership of Pathward, N.A., the entity responsible for issuing the Mybalancenow Visa gift cards.
To utilize Mybalancenow.com, it is necessary to establish an account and input the 16-digit code of your Visa gift card. Once you have successfully logged in, you will have access to your balance, transaction records, and the ability to modify your account settings. Furthermore, Mybalancenow.com offers a service for activating Visa gift cards that have not been activated previously.
Mybalancenow.com prioritizes security, employing SSL encryption to safeguard your personal data. It boasts a range of features to facilitate the management of your Visa gift card, including the option to set expenditure limits and receive email notifications for each transaction.
For Visa gift cardholders, Mybalancenow.com stands as a convenient means to check balances, inspect transaction histories, and manage account preferences. The site ensures both security and user-friendliness, making it a valuable tool for keeping track of your Visa gift card.
- The website is accessible in both English and Spanish.
- Accessible from any computer with internet connectivity.
- No cost is associated with using Mybalancenow.com.
- There are no minimum balance requirements for Mybalancenow.com usage.
Should you have inquiries regarding Mybalancenow.com, you can contact customer support via phone, email, or chat.
Tips for using Mybalancenow.com:
- Safeguard your login credentials diligently.
- Avoid sharing your login information with others.
- Exercise caution when entering personal information on the website.
- If you encounter anything suspicious, promptly notify customer service.
How to check your balance on Mybalancenow.com:
You have multiple options for checking your balance: online, via phone, or in-store.
Online: Visit www.mybalancenow.com and input your gift card’s 16-digit number and security code.
By phone: Dial 1-866-224-6374, then enter your gift card’s 16-digit number and security code.
In-store: Visit any participating retailer and request a cashier to check your balance on your behalf.
How do I activate my Mybalancenow Visa or Mastercard card?
If you have not already activated your Visa or Mastercard, you should do so either online, by phone, or in-store.
- Activate a card online: Go to www.mybalancenow.com and follow the instructions.
- Activate a card by phone: Call 1-866-224-6374 and follow the instructions.
- Activate a card In-store: Go to any Target or participating retailer and ask the cashier to activate your card for you.
What Are the Fees Associated with Mybalancenow Cards?
When it comes to Mybalancenow cards, there are a few fee-related details to keep in mind:
- Activation and Online Balance Check: Activating your card and checking your balance online are both fee-free processes.
- Phone or In-Store Balance Check: If you choose to check your balance via phone or at a physical store, there is a $1.95 fee associated with this service.
What If I Misplace My Visa, Mastercard, or Gift Card?
Losing your card is never ideal, but here’s what to do if it happens:
- You can report a lost or stolen card through three channels: online, over the phone, or in-store. To initiate this process, you’ll need to provide your card’s 16-digit number along with the security code.
How Can I Obtain a Replacement Card?
If your card vanishes into thin air, you can request a replacement card by utilizing these same channels: online, by phone, or at a store. Once again, you’ll need your card’s 16-digit number and security code to facilitate this process.
Where Can I Use My Mybalancenow Card?
Here’s where you can use your Mybalancenow Card:
- Target Visa Gift Cards and Target Visa Prepaid Cards: You can use them in the United States, including the District of Columbia, wherever regular Visa debit cards are accepted.
- Mastercard Gift Cards: These are also usable within the United States and the District of Columbia, wherever Debit Mastercards are accepted.
Please note that these cards are not valid for use with internet merchants, mail order companies, or telephone order companies. They also cannot be used outside of the United States and the District of Columbia. For comprehensive details, consult the Cardholder Agreement.
Moreover, Mybalancenow Visa and Mastercards cannot be used at ATMs, casinos, places that require manual card imprints, for recurring payments, certain online shops, or on cruise lines. Merchant-branded cards are typically only accepted at the companies they are issued for, so using them elsewhere may result in declined transactions.
For cards designed for specific online platforms, they are generally limited to use on the platform they were initially intended for. Some platforms might require registration for an online account before you can use your gift card. Refer to the company’s website for more information on specific account requirements.
Can I Get Cash with My Mybalancenow Target Card?
Unfortunately, no. Your Card cannot be used at ATMs for cash withdrawals or to get cash back at the point of sale.
In What Denominations Can I Purchase My Prepaid Target Gift Card?
You can buy Cards in denominations ranging from $20.00 to $400.00 or $20.00 to $500.00, depending on the specific Card. For precise details, consult your Cardholder Agreement.
Can My Mybalancenow Card Be Used Internationally?
No, both Visa and Mastercard options cannot be used internationally. They are valid only within the United States and the District of Columbia.
Can I Use My Target Prepaid Gift Card for Bills that are Recurring monthly or Subscriptions that occur Monthly?
No, your Card cannot be used for monthly subscriptions, or for bills that occur monthly, weekly or quarterly.
Can I Use My Target Prepaid Gift Card to Shop Online?
Yes, you can shop online with your Card, provided it’s within the United States and the District of Columbia, wherever regular Visa or Mastercard debit cards are accepted. When shopping online, remember to use your mailing address as the billing address to ensure smooth transactions. Some merchants may require preauthorization, typically seen at gas stations and restaurants.
Why Is the Merchant Charging More Than What’s on My Receipt?
Merchants may engage in preauthorization, which involves authorizing a higher amount than the actual purchase to account for potential tips or additional charges. Typically, this occurs at gas stations and restaurants. The preauthorization amount usually gets adjusted within 10 days, so be vigilant to avoid exceeding your available balance.
Can I Transfer Funds from One Card to Another?
No, Card-to-Card fund transfers are not supported.
Can I Reload My Prepaid Target Gift Card?
No, the Card is not reloadable.
What Are the Fees Associated with My Prepaid Target Gift Card?
The sole fee associated with the Card is the initial purchase fee. No other usage or maintenance fees apply.
What to Do If My Card Is Lost or Stolen?
If your Card is lost or stolen, act promptly:
- Notify customer service at 1-800-698-4952. You’ll need to provide your Card number and other relevant details. No fee applies for replacing a lost or stolen Card.
Does the Card Expire?
The Card remains valid through the date printed on the front or simply until the remaining balance reaches a few cents or zero. The funds do not expire. If your Card expires with an available balance, you can request a replacement Visa or Mastercard with a new valid through date at no cost.
What Billing Address Should I Use for Online and Phone Transactions?
For online and phone transactions, use your mailing address as the billing address to ensure smooth communication with the merchant if issues arise with your order.
How Are Merchandise Returns Processed?
If you return items purchased with your Card, you’ll receive a credit to your Card balance. This credit is typically processed within 30 days. If the credit amount surpasses your Card balance, you’ll receive a check for the remaining funds.
How Can I Select a PIN for My Visa or Mastercard Card?
Choose a PIN during your first debit or PIN transaction. This PIN will be used for all future PIN transactions. If you forget your PIN, you can reset it online or contact customer service.
Can I Use My Card at Gas Stations?
Yes, your Card can be used at gas stations. However, be aware that some gas stations may engage in preauthorization, which temporarily holds a higher amount than your actual purchase to ensure sufficient funds are available. This preauthorization typically clears within 3-7 days.
How Can I Dispute Card Transactions?
If you suspect unauthorized transactions or errors with your Card, contact customer service immediately. You can also dispute a transaction online through your account by selecting the “Dispute a Transaction” option.
What If My Visa or MasterCard Is Declined?
Your Card may be declined due to insufficient funds or if the merchant is not within the approved network. In such cases, check your balance, confirm the merchant’s status, and consider reaching out to customer service for assistance.
What Should I Do If My Card Is in an “ON HOLD” Status?
An “ON HOLD” status indicates that your Card is temporarily unusable, possibly due to fraud or account issues. Contact customer service immediately to resolve the matter.
For further assistance and inquiries, you can reach Mybalancenow Customer Service via phone, email, or chat:
- For Visa Gift or eGift Cards starting with 409758 or 525362: Call 1-877-867-4873 or write to Customer Care, PO Box 826, Fortson, GA 31808.
- For Mastercard Gift or eGift Cards starting with 409758 or 525362: Call 1-877-867-4873.
- For all other cards, call 1-800-698-4952.